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United Community Bank

Greenville, SC 29601

⭐ SBA Preferred Lender
1,133
Loans Approved
$954.8M
Total Volume
$843K
Avg Loan Size
42
States Served

States Served

AlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNevadaNew YorkOhioOklahomaOregonPennsylvaniaSouth CarolinaTennesseeTexasUtahVirginiaWashingtonWisconsin

Top Industries Financed

  • Limited-Service Restaurants
  • Snack and Nonalcoholic Beverage Bars
  • Offices of Dentists
  • Private Mail Centers
  • Offices of Physicians (except Mental Health Specialists)

Quick Summary

United Community Bank is an SBA-approved lender headquartered in Greenville, South Carolina. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 1,133 SBA 7(a) loans totaling $954.8M, with an average loan size of $843K. They serve businesses across 42 states.

About United Community Bank

United Community Bank is an SBA-approved lender headquartered in Greenville, South Carolina. Since 2020, they have approved 1,133 SBA 7(a) loans totaling $954.8M, with an average loan size of $843K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 42 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is United Community Bank an SBA Preferred Lender?

Yes, United Community Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has United Community Bank approved?

According to SBA FOIA public records, United Community Bank has approved 1,133 SBA 7(a) loans totaling $954.8M since 2020. Their average loan size is $843K.

What states does United Community Bank serve?

United Community Bank serves businesses in 42 states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin.

How do I apply for an SBA loan with United Community Bank?

To apply for an SBA 7(a) loan with United Community Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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