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SBA Lenders in North Carolina
24 active SBA lenders · 18,578 loans approved · $19.6B total volume
24 Active Lenders
14 Preferred Lenders
18,578 Loans Since 2020
$19.6B Total Volume
All SBA Lenders in North Carolina
| Lender | City | Loans | Total Volume | Avg Loan | Preferred |
|---|---|---|---|---|---|
| Live Oak Banking Company | WILMINGTON | 9,065 | $12.6B | $1.4M | ⭐ |
| Bank of America, National Association | Charlotte | 4,266 | $2.1B | $484K | ⭐ |
| Dogwood State Bank | RALEIGH | 1,137 | $968.1M | $851K | ⭐ |
| Truist Bank | Charlotte | 842 | $904.8M | $1.1M | ⭐ |
| First-Citizens Bank & Trust Company | RALEIGH | 647 | $644.1M | $996K | ⭐ |
| First Bank | SOUTHERN PINES | 598 | $561.9M | $940K | ⭐ |
| HomeTrust Bank | ASHEVILLE | 587 | $677.0M | $1.2M | ⭐ |
| North State Bank | RALEIGH | 405 | $301.0M | $743K | ⭐ |
| Truliant FCU | Winston-Salem | 290 | $417.6M | $1.4M | ⭐ |
| The Fidelity Bank | FUQUAY VARINA | 210 | $196.0M | $933K | ⭐ |
| Bank of Oak Ridge | OAK RIDGE | 176 | $174.0M | $989K | ⭐ |
| Mechanics and Farmers Bank | Durham | 95 | $59.2M | $623K | ⭐ |
| Carolina Small Business Development Fund | Raleigh | 69 | $13.9M | $201K | — |
| Mountain Bizcapital, Inc. | Asheville | 66 | $10.0M | $152K | ⭐ |
| Southern Bank and Trust Company | MOUNT OLIVE | 51 | $16.1M | $316K | — |
| Uwharrie Bank | ALBEMARLE | 13 | $6.1M | $470K | — |
| KS Bank, Inc. | SMITHFIELD | 13 | $7.4M | $572K | — |
| Institute Capital, Inc. | Durham | 13 | $2.1M | $163K | ⭐ |
| Coastal FCU | RALEIGH | 11 | $635K | $58K | — |
| Carolina Community Impact, Inc. | Raleigh | 11 | $1.6M | $147K | — |
| Triad Business Bank | GREENSBORO | 6 | $6.2M | $1.0M | — |
| Lendstream Small Business Finance, LLC | CHARLOTTE | 5 | $5.2M | $1.0M | — |
| Self-Help FCU | DURHAM | 1 | $150K | $150K | — |
| American Bank of the Carolinas d/b/a American Bank | MONROE | 1 | $306K | $306K | — |
Finding an SBA Lender in North Carolina
There are currently 24 SBA-approved lenders headquartered in North Carolina, ranging from national banks to local community lenders. Together they have approved 18,578 SBA 7(a) loans totaling $19.6B since 2020.
Of these, 14 are SBA Preferred Lenders — meaning they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing and funding.
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