SBA Lenders in Texas
144 active SBA lenders · 9,122 loans approved · $8.1B total volume
All SBA Lenders in Texas
Finding an SBA Lender in Texas
There are currently 144 SBA-approved lenders headquartered in Texas, ranging from national banks to local community lenders. Together they have approved 9,122 SBA 7(a) loans totaling $8.1B since 2020.
Of these, 71 are SBA Preferred Lenders — meaning they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing and funding.
Ready to Apply for an SBA Loan in Texas?
Check if you qualify in minutes — no impact to your credit score.
Check My Eligibility at SmartBiz →SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days
Next Step: Borrower Guides
SBA Lender Questions for Texas
How many SBA lenders are in Texas?
There are currently 144 SBA-approved lenders headquartered in Texas. Together they have approved 9,122 SBA 7(a) loans totaling $8.1B since 2020. Of these, 71 hold SBA Preferred Lender status, allowing them to approve loans without prior SBA review.
What is an SBA Preferred Lender in Texas?
An SBA Preferred Lender (PLP) in Texas is a bank or financial institution that has earned delegated authority from the SBA to approve loans independently — without waiting for SBA review. This results in faster approvals (often 7–10 business days vs. 4–6 weeks) and a more streamlined process. Texas currently has 71 Preferred Lenders.
How do I choose the best SBA lender in Texas?
When choosing an SBA lender in Texas, consider three factors: (1) Preferred Lender status — these lenders close loans faster; (2) loan volume — lenders with higher approval counts have more SBA experience; (3) average loan size — find a lender whose typical deal size matches your needs. Our directory shows real SBA loan data for all 144 Texas lenders so you can compare objectively.
How long does SBA loan approval take in Texas?
With an SBA Preferred Lender in Texas, approval typically takes 7–10 business days. Non-preferred lenders require SBA review, adding 2–4 weeks. After approval, funding usually takes an additional 2–4 weeks, so total time from application to funding is typically 30–90 days depending on the lender and loan complexity.