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Heritage Bank Inc

Burlington, KY 41005

⭐ SBA Preferred Lender
571
Loans Approved
$247.0M
Total Volume
$433K
Avg Loan Size
49
States Served

States Served

AlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaWashingtonWisconsinWest VirginiaWyoming

Top Industries Financed

  • Full-Service Restaurants
  • Limited-Service Restaurants
  • All Other Professional, Scientific, and Technical Services
  • General Freight Trucking, Long Distance, Truckload
  • Offices of Dentists

Quick Summary

Heritage Bank Inc is an SBA-approved lender headquartered in Burlington, Kentucky. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 571 SBA 7(a) loans totaling $247.0M, with an average loan size of $433K. They serve businesses across 49 states.

About Heritage Bank Inc

Heritage Bank Inc is an SBA-approved lender headquartered in Burlington, Kentucky. Since 2020, they have approved 571 SBA 7(a) loans totaling $247.0M, with an average loan size of $433K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 49 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Heritage Bank Inc an SBA Preferred Lender?

Yes, Heritage Bank Inc is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Heritage Bank Inc approved?

According to SBA FOIA public records, Heritage Bank Inc has approved 571 SBA 7(a) loans totaling $247.0M since 2020. Their average loan size is $433K.

What states does Heritage Bank Inc serve?

Heritage Bank Inc serves businesses in 49 states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, Wyoming.

How do I apply for an SBA loan with Heritage Bank Inc?

To apply for an SBA 7(a) loan with Heritage Bank Inc, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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