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First Commonwealth Bank

Indiana, PA 15701

⭐ SBA Preferred Lender
1,037
Loans Approved
$749.7M
Total Volume
$723K
Avg Loan Size
33
States Served

States Served

ArkansasArizonaColoradoConnecticutDelawareFloridaGeorgiaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMichiganMissouriNorth CarolinaNew HampshireNew JerseyNevadaNew YorkOhioOklahomaOregonPennsylvaniaSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaWisconsinWest Virginia

Top Industries Financed

  • Limited-Service Restaurants
  • Full-Service Restaurants
  • All Other Specialty Trade Contractors
  • Fitness and Recreational Sports Centers
  • General Automotive Repair

Quick Summary

First Commonwealth Bank is an SBA-approved lender headquartered in Indiana, Pennsylvania. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 1,037 SBA 7(a) loans totaling $749.7M, with an average loan size of $723K. They serve businesses across 33 states.

About First Commonwealth Bank

First Commonwealth Bank is an SBA-approved lender headquartered in Indiana, Pennsylvania. Since 2020, they have approved 1,037 SBA 7(a) loans totaling $749.7M, with an average loan size of $723K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 33 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First Commonwealth Bank an SBA Preferred Lender?

Yes, First Commonwealth Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has First Commonwealth Bank approved?

According to SBA FOIA public records, First Commonwealth Bank has approved 1,037 SBA 7(a) loans totaling $749.7M since 2020. Their average loan size is $723K.

What states does First Commonwealth Bank serve?

First Commonwealth Bank serves businesses in 33 states: Arkansas, Arizona, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Missouri, North Carolina, New Hampshire, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, West Virginia.

How do I apply for an SBA loan with First Commonwealth Bank?

To apply for an SBA 7(a) loan with First Commonwealth Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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