States Served
Top Industries Financed
- Fitness and Recreational Sports Centers
- All Other Amusement and Recreation Industries
- Other Personal Care Services
- Limited-Service Restaurants
- Full-Service Restaurants
Quick Summary
Climate First Bank is an SBA-approved lender headquartered in St. Petersburg, Florida. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 157 SBA 7(a) loans totaling $179.2M, with an average loan size of $1.1M. They serve businesses across 29 states.
About Climate First Bank
Climate First Bank is an SBA-approved lender headquartered in St. Petersburg, Florida. Since 2020, they have approved 157 SBA 7(a) loans totaling $179.2M, with an average loan size of $1.1M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 29 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Climate First Bank an SBA Preferred Lender?
Yes, Climate First Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Climate First Bank approved?
According to SBA FOIA public records, Climate First Bank has approved 157 SBA 7(a) loans totaling $179.2M since 2020. Their average loan size is $1.1M.
What states does Climate First Bank serve?
Climate First Bank serves businesses in 29 states: Alabama, Arizona, California, Colorado, Connecticut, Washington D.C., Florida, Georgia, Iowa, Idaho, Indiana, Michigan, Missouri, North Carolina, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming.
How do I apply for an SBA loan with Climate First Bank?
To apply for an SBA 7(a) loan with Climate First Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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