States Served
Top Industries Financed
- Home Health Care Services
- Full-Service Restaurants
- Drycleaning and Laundry Services (except Coin-Operated)
- All Other Specialty Trade Contractors
- Janitorial Services
Quick Summary
CIBC Bank USA is an SBA-approved lender headquartered in CHICAGO, Illinois. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 328 SBA 7(a) loans totaling $212.8M, with an average loan size of $649K. They serve businesses across 36 states.
About CIBC Bank USA
CIBC Bank USA is an SBA-approved lender headquartered in CHICAGO, Illinois. Since 2020, they have approved 328 SBA 7(a) loans totaling $212.8M, with an average loan size of $649K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 36 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is CIBC Bank USA an SBA Preferred Lender?
Yes, CIBC Bank USA is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has CIBC Bank USA approved?
According to SBA FOIA public records, CIBC Bank USA has approved 328 SBA 7(a) loans totaling $212.8M since 2020. Their average loan size is $649K.
What states does CIBC Bank USA serve?
CIBC Bank USA serves businesses in 36 states: Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, North Carolina, Nebraska, New Hampshire, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.
How do I apply for an SBA loan with CIBC Bank USA?
To apply for an SBA 7(a) loan with CIBC Bank USA, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days