States Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
Quick Summary
State Bank of Texas is an SBA-approved lender headquartered in Irving, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 17 SBA 7(a) loans totaling $25.1M, with an average loan size of $1.5M. They serve businesses across 12 states.
About State Bank of Texas
State Bank of Texas is an SBA-approved lender headquartered in Irving, Texas. Since 2020, they have approved 17 SBA 7(a) loans totaling $25.1M, with an average loan size of $1.5M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 12 states.
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Frequently Asked Questions
Is State Bank of Texas an SBA Preferred Lender?
Yes, State Bank of Texas is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has State Bank of Texas approved?
According to SBA FOIA public records, State Bank of Texas has approved 17 SBA 7(a) loans totaling $25.1M since 2020. Their average loan size is $1.5M.
What states does State Bank of Texas serve?
State Bank of Texas serves businesses in 12 states: Alabama, Arkansas, Florida, Georgia, Kansas, Michigan, Mississippi, New York, Pennsylvania, South Carolina, Texas, Virginia.
How do I apply for an SBA loan with State Bank of Texas?
To apply for an SBA 7(a) loan with State Bank of Texas, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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