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Gulf Capital Bank

Houston, TX 77056

5
Loans Approved
$4.4M
Total Volume
$876K
Avg Loan Size
1
States Served

States Served

Texas

Top Industries Financed

  • Used Car Dealers
  • Full-Service Restaurants
  • Offices of Mental Health Practitioners (except Physicians)
  • Engineering Services
  • Food Service Contractors

Quick Summary

Gulf Capital Bank is an SBA-approved lender headquartered in Houston, Texas. Since 2020, they have approved 5 SBA 7(a) loans totaling $4.4M, with an average loan size of $876K. They primarily serve Texas businesses.

About Gulf Capital Bank

Gulf Capital Bank is an SBA-approved lender headquartered in Houston, Texas. Since 2020, they have approved 5 SBA 7(a) loans totaling $4.4M, with an average loan size of $876K. They primarily serve businesses in Texas.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Gulf Capital Bank an SBA Preferred Lender?

Gulf Capital Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Gulf Capital Bank approved?

According to SBA FOIA public records, Gulf Capital Bank has approved 5 SBA 7(a) loans totaling $4.4M since 2020. Their average loan size is $876K.

What states does Gulf Capital Bank serve?

Gulf Capital Bank primarily serves businesses in Texas.

How do I apply for an SBA loan with Gulf Capital Bank?

To apply for an SBA 7(a) loan with Gulf Capital Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days