States Served
Top Industries Financed
- Car Washes
- Construction, Mining, and Forestry Machinery and Equipment Rental and
- Offices of Physicians (except Mental Health Specialists)
- Food (Health) Supplement Stores
- Homes for the Elderly
Quick Summary
Capital Bank is an SBA-approved lender headquartered in HOUSTON, Texas. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 10 SBA 7(a) loans totaling $19.2M, with an average loan size of $1.9M. They primarily serve Texas businesses.
About Capital Bank
Capital Bank is an SBA-approved lender headquartered in HOUSTON, Texas. Since 2020, they have approved 10 SBA 7(a) loans totaling $19.2M, with an average loan size of $1.9M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Texas.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Capital Bank an SBA Preferred Lender?
Yes, Capital Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Capital Bank approved?
According to SBA FOIA public records, Capital Bank has approved 10 SBA 7(a) loans totaling $19.2M since 2020. Their average loan size is $1.9M.
What states does Capital Bank serve?
Capital Bank primarily serves businesses in Texas.
How do I apply for an SBA loan with Capital Bank?
To apply for an SBA 7(a) loan with Capital Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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