States Served
Top Industries Financed
- Fitness and Recreational Sports Centers
- Limited-Service Restaurants
- RV (Recreational Vehicle) Parks and Campgrounds
- Snack and Nonalcoholic Beverage Bars
- Gasoline Stations with Convenience Stores
Quick Summary
Ameris Bank is an SBA-approved lender headquartered in ATLANTA, Georgia. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 324 SBA 7(a) loans totaling $346.1M, with an average loan size of $1.1M. They serve businesses across 36 states.
About Ameris Bank
Ameris Bank is an SBA-approved lender headquartered in ATLANTA, Georgia. Since 2020, they have approved 324 SBA 7(a) loans totaling $346.1M, with an average loan size of $1.1M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 36 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Ameris Bank an SBA Preferred Lender?
Yes, Ameris Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Ameris Bank approved?
According to SBA FOIA public records, Ameris Bank has approved 324 SBA 7(a) loans totaling $346.1M since 2020. Their average loan size is $1.1M.
What states does Ameris Bank serve?
Ameris Bank serves businesses in 36 states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin.
How do I apply for an SBA loan with Ameris Bank?
To apply for an SBA 7(a) loan with Ameris Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days