Skip to main content
Home → South Dakota → 1st Financial Bank USA

1st Financial Bank USA

DAKOTA DUNES, SD 57049

87
Loans Approved
$169.6M
Total Volume
$1.9M
Avg Loan Size
24
States Served

States Served

AlabamaArizonaColoradoFloridaGeorgiaIdahoIllinoisIndianaMarylandMaineMichiganMinnesotaMissouriMontanaNorth CarolinaOhioPennsylvaniaSouth CarolinaSouth DakotaTexasUtahVirginiaWashingtonWyoming

Top Industries Financed

  • New Single-Family Housing Construction (except Operative Builders)
  • New Housing Operative Builders
  • Residential Remodelers
  • Snack and Nonalcoholic Beverage Bars
  • Commercial and Institutional Building Construction

Quick Summary

1st Financial Bank USA is an SBA-approved lender headquartered in DAKOTA DUNES, South Dakota. Since 2020, they have approved 87 SBA 7(a) loans totaling $169.6M, with an average loan size of $1.9M. They serve businesses across 24 states.

About 1st Financial Bank USA

1st Financial Bank USA is an SBA-approved lender headquartered in DAKOTA DUNES, South Dakota. Since 2020, they have approved 87 SBA 7(a) loans totaling $169.6M, with an average loan size of $1.9M. They serve businesses across 24 states.

Before you apply — know where you stand

Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.

Check My FICO SBSS →

Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is 1st Financial Bank USA an SBA Preferred Lender?

1st Financial Bank USA is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has 1st Financial Bank USA approved?

According to SBA FOIA public records, 1st Financial Bank USA has approved 87 SBA 7(a) loans totaling $169.6M since 2020. Their average loan size is $1.9M.

What states does 1st Financial Bank USA serve?

1st Financial Bank USA serves businesses in 24 states: Alabama, Arizona, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Maine, Michigan, Minnesota, Missouri, Montana, North Carolina, Ohio, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wyoming.

How do I apply for an SBA loan with 1st Financial Bank USA?

To apply for an SBA 7(a) loan with 1st Financial Bank USA, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

Get in Touch with This Lender

Contact 1st Financial Bank USA

Your information is never shared without your permission.

Ready to Apply for an SBA Loan?

Check if you qualify in minutes — no impact to your credit score.

Check My Eligibility at SmartBiz →Browse South Dakota Lenders

SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days