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KS Bank, Inc.

SMITHFIELD, NC 27577

13
Loans Approved
$7.4M
Total Volume
$572K
Avg Loan Size
1
States Served

States Served

North Carolina

Top Industries Financed

  • Child Day Care Services
  • Full-Service Restaurants
  • Retail Bakeries
  • Hotels (except Casino Hotels) and Motels
  • Pet Care (except Veterinary) Services

Quick Summary

KS Bank, Inc. is an SBA-approved lender headquartered in SMITHFIELD, North Carolina. Since 2020, they have approved 13 SBA 7(a) loans totaling $7.4M, with an average loan size of $572K. They primarily serve North Carolina businesses.

About KS Bank, Inc.

KS Bank, Inc. is an SBA-approved lender headquartered in SMITHFIELD, North Carolina. Since 2020, they have approved 13 SBA 7(a) loans totaling $7.4M, with an average loan size of $572K. They primarily serve businesses in North Carolina.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is KS Bank, Inc. an SBA Preferred Lender?

KS Bank, Inc. is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has KS Bank, Inc. approved?

According to SBA FOIA public records, KS Bank, Inc. has approved 13 SBA 7(a) loans totaling $7.4M since 2020. Their average loan size is $572K.

What states does KS Bank, Inc. serve?

KS Bank, Inc. primarily serves businesses in North Carolina.

How do I apply for an SBA loan with KS Bank, Inc.?

To apply for an SBA 7(a) loan with KS Bank, Inc., contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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