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Southern Bank and Trust Company

MOUNT OLIVE, NC 28365

51
Loans Approved
$16.1M
Total Volume
$316K
Avg Loan Size
2
States Served

States Served

North CarolinaVirginia

Top Industries Financed

  • Offices of Dentists
  • Landscaping Services
  • Offices of Chiropractors
  • Full-Service Restaurants
  • Commercial and Institutional Building Construction

Quick Summary

Southern Bank and Trust Company is an SBA-approved lender headquartered in MOUNT OLIVE, North Carolina. Since 2020, they have approved 51 SBA 7(a) loans totaling $16.1M, with an average loan size of $316K. They serve businesses across 2 states.

About Southern Bank and Trust Company

Southern Bank and Trust Company is an SBA-approved lender headquartered in MOUNT OLIVE, North Carolina. Since 2020, they have approved 51 SBA 7(a) loans totaling $16.1M, with an average loan size of $316K. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Southern Bank and Trust Company an SBA Preferred Lender?

Southern Bank and Trust Company is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Southern Bank and Trust Company approved?

According to SBA FOIA public records, Southern Bank and Trust Company has approved 51 SBA 7(a) loans totaling $16.1M since 2020. Their average loan size is $316K.

What states does Southern Bank and Trust Company serve?

Southern Bank and Trust Company serves businesses in 2 states: North Carolina, Virginia.

How do I apply for an SBA loan with Southern Bank and Trust Company?

To apply for an SBA 7(a) loan with Southern Bank and Trust Company, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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