States Served
Top Industries Financed
- Offices of Dentists
- Limited-Service Restaurants
- Landscaping Services
- Commercial and Institutional Building Construction
- All Other Specialty Trade Contractors
Quick Summary
UMB Bank, National Association is an SBA-approved lender headquartered in KANSAS CITY, Missouri. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 446 SBA 7(a) loans totaling $271.0M, with an average loan size of $608K. They serve businesses across 19 states.
About UMB Bank, National Association
UMB Bank, National Association is an SBA-approved lender headquartered in KANSAS CITY, Missouri. Since 2020, they have approved 446 SBA 7(a) loans totaling $271.0M, with an average loan size of $608K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 19 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is UMB Bank, National Association an SBA Preferred Lender?
Yes, UMB Bank, National Association is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has UMB Bank, National Association approved?
According to SBA FOIA public records, UMB Bank, National Association has approved 446 SBA 7(a) loans totaling $271.0M since 2020. Their average loan size is $608K.
What states does UMB Bank, National Association serve?
UMB Bank, National Association serves businesses in 19 states: Alabama, Arizona, California, Colorado, Iowa, Illinois, Indiana, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, Oklahoma, Oregon, South Dakota, Texas, Utah, Wisconsin.
How do I apply for an SBA loan with UMB Bank, National Association?
To apply for an SBA 7(a) loan with UMB Bank, National Association, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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