Merchants & Marine Bank
PASCAGOULA, MS 39567
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Full-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- Limited-Service Restaurants
- Offices of Dentists
- All Other Personal Services
Quick Summary
Merchants & Marine Bank is an SBA-approved lender headquartered in PASCAGOULA, Mississippi. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 80 SBA 7(a) loans totaling $36.2M, with an average loan size of $453K. They serve businesses across 12 states.
About Merchants & Marine Bank
Merchants & Marine Bank is an SBA-approved lender headquartered in PASCAGOULA, Mississippi. Since 2020, they have approved 80 SBA 7(a) loans totaling $36.2M, with an average loan size of $453K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 12 states.
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Frequently Asked Questions
Is Merchants & Marine Bank an SBA Preferred Lender?
Yes, Merchants & Marine Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Merchants & Marine Bank approved?
According to SBA FOIA public records, Merchants & Marine Bank has approved 80 SBA 7(a) loans totaling $36.2M since 2020. Their average loan size is $453K.
What states does Merchants & Marine Bank serve?
Merchants & Marine Bank serves businesses in 12 states: Alabama, Florida, Georgia, Illinois, Indiana, Louisiana, Mississippi, North Carolina, Pennsylvania, Tennessee, Texas, Virginia.
How do I apply for an SBA loan with Merchants & Marine Bank?
To apply for an SBA 7(a) loan with Merchants & Marine Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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