States Served
Top Industries Financed
- Beauty Salons
- Machine Shops
- Administrative Management and General Management Consulting Services
- Residential Remodelers
- Plumbing, Heating, and Air-Conditioning Contractors
Quick Summary
Highland Bank is an SBA-approved lender headquartered in St. Paul, Minnesota. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 185 SBA 7(a) loans totaling $64.0M, with an average loan size of $346K. They serve businesses across 4 states.
About Highland Bank
Highland Bank is an SBA-approved lender headquartered in St. Paul, Minnesota. Since 2020, they have approved 185 SBA 7(a) loans totaling $64.0M, with an average loan size of $346K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.
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Frequently Asked Questions
Is Highland Bank an SBA Preferred Lender?
Yes, Highland Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Highland Bank approved?
According to SBA FOIA public records, Highland Bank has approved 185 SBA 7(a) loans totaling $64.0M since 2020. Their average loan size is $346K.
What states does Highland Bank serve?
Highland Bank serves businesses in 4 states: Illinois, Minnesota, North Carolina, Wisconsin.
How do I apply for an SBA loan with Highland Bank?
To apply for an SBA 7(a) loan with Highland Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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