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First Utah Bank

SALT LAKE CITY, UT 84109

⭐ SBA Preferred Lender
120
Loans Approved
$170.4M
Total Volume
$1.4M
Avg Loan Size
13
States Served

States Served

ArizonaCaliforniaFloridaGeorgiaIdahoKansasMichiganNorth CarolinaOhioTexasUtahWashingtonWyoming

Top Industries Financed

  • Full-Service Restaurants
  • Hotels (except Casino Hotels) and Motels
  • Limited-Service Restaurants
  • Commercial Screen Printing
  • General Automotive Repair

Quick Summary

First Utah Bank is an SBA-approved lender headquartered in SALT LAKE CITY, Utah. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 120 SBA 7(a) loans totaling $170.4M, with an average loan size of $1.4M. They serve businesses across 13 states.

About First Utah Bank

First Utah Bank is an SBA-approved lender headquartered in SALT LAKE CITY, Utah. Since 2020, they have approved 120 SBA 7(a) loans totaling $170.4M, with an average loan size of $1.4M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 13 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First Utah Bank an SBA Preferred Lender?

Yes, First Utah Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has First Utah Bank approved?

According to SBA FOIA public records, First Utah Bank has approved 120 SBA 7(a) loans totaling $170.4M since 2020. Their average loan size is $1.4M.

What states does First Utah Bank serve?

First Utah Bank serves businesses in 13 states: Arizona, California, Florida, Georgia, Idaho, Kansas, Michigan, North Carolina, Ohio, Texas, Utah, Washington, Wyoming.

How do I apply for an SBA loan with First Utah Bank?

To apply for an SBA 7(a) loan with First Utah Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days