States Served
Top Industries Financed
- Commercial and Institutional Building Construction
- All Other Specialty Trade Contractors
- Landscaping Services
- Retail Bakeries
- Limited-Service Restaurants
Quick Summary
Cache Valley Bank is an SBA-approved lender headquartered in LOGAN, Utah. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 313 SBA 7(a) loans totaling $122.7M, with an average loan size of $392K. They serve businesses across 19 states.
About Cache Valley Bank
Cache Valley Bank is an SBA-approved lender headquartered in LOGAN, Utah. Since 2020, they have approved 313 SBA 7(a) loans totaling $122.7M, with an average loan size of $392K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 19 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Cache Valley Bank an SBA Preferred Lender?
Yes, Cache Valley Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Cache Valley Bank approved?
According to SBA FOIA public records, Cache Valley Bank has approved 313 SBA 7(a) loans totaling $122.7M since 2020. Their average loan size is $392K.
What states does Cache Valley Bank serve?
Cache Valley Bank serves businesses in 19 states: Alabama, Arizona, California, Colorado, Georgia, Iowa, Idaho, Mississippi, North Carolina, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wyoming.
How do I apply for an SBA loan with Cache Valley Bank?
To apply for an SBA 7(a) loan with Cache Valley Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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