Western Commerce Bank
CARLSBAD, NM 88220
⭐ SBA Preferred LenderTop Industries Financed
- Support Activities for Oil and Gas Operations
- Hotels (except Casino Hotels) and Motels
- Full-Service Restaurants
- Electrical Contractors
- Offices of Physicians (except Mental Health Specialists)
Quick Summary
Western Commerce Bank is an SBA-approved lender headquartered in CARLSBAD, New Mexico. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 256 SBA 7(a) loans totaling $164.8M, with an average loan size of $644K. They serve businesses across 6 states.
About Western Commerce Bank
Western Commerce Bank is an SBA-approved lender headquartered in CARLSBAD, New Mexico. Since 2020, they have approved 256 SBA 7(a) loans totaling $164.8M, with an average loan size of $644K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 6 states.
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Frequently Asked Questions
Is Western Commerce Bank an SBA Preferred Lender?
Yes, Western Commerce Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Western Commerce Bank approved?
According to SBA FOIA public records, Western Commerce Bank has approved 256 SBA 7(a) loans totaling $164.8M since 2020. Their average loan size is $644K.
What states does Western Commerce Bank serve?
Western Commerce Bank serves businesses in 6 states: Arizona, California, New Mexico, South Carolina, Texas, Wisconsin.
How do I apply for an SBA loan with Western Commerce Bank?
To apply for an SBA 7(a) loan with Western Commerce Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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