Summit State Bank
SANTA ROSA, CA 95403
⭐ SBA Preferred LenderTop Industries Financed
- Hotels (except Casino Hotels) and Motels
- Car Washes
- Limited-Service Restaurants
- Full-Service Restaurants
- Gasoline Stations with Convenience Stores
Quick Summary
Summit State Bank is an SBA-approved lender headquartered in SANTA ROSA, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 176 SBA 7(a) loans totaling $372.1M, with an average loan size of $2.1M. They serve businesses across 10 states.
About Summit State Bank
Summit State Bank is an SBA-approved lender headquartered in SANTA ROSA, California. Since 2020, they have approved 176 SBA 7(a) loans totaling $372.1M, with an average loan size of $2.1M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 10 states.
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Frequently Asked Questions
Is Summit State Bank an SBA Preferred Lender?
Yes, Summit State Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Summit State Bank approved?
According to SBA FOIA public records, Summit State Bank has approved 176 SBA 7(a) loans totaling $372.1M since 2020. Their average loan size is $2.1M.
What states does Summit State Bank serve?
Summit State Bank serves businesses in 10 states: Arizona, California, Colorado, Louisiana, Nevada, South Carolina, Texas, Utah, Virginia, Washington.
How do I apply for an SBA loan with Summit State Bank?
To apply for an SBA 7(a) loan with Summit State Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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