States Served
Top Industries Financed
- Full-Service Restaurants
- Fitness and Recreational Sports Centers
- Limited-Service Restaurants
- Child Day Care Services
- Other Personal Care Services
Quick Summary
Pinnacle Bank is an SBA-approved lender headquartered in ELBERTON, Georgia. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 65 SBA 7(a) loans totaling $64.4M, with an average loan size of $990K. They serve businesses across 4 states.
About Pinnacle Bank
Pinnacle Bank is an SBA-approved lender headquartered in ELBERTON, Georgia. Since 2020, they have approved 65 SBA 7(a) loans totaling $64.4M, with an average loan size of $990K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Pinnacle Bank an SBA Preferred Lender?
Yes, Pinnacle Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Pinnacle Bank approved?
According to SBA FOIA public records, Pinnacle Bank has approved 65 SBA 7(a) loans totaling $64.4M since 2020. Their average loan size is $990K.
What states does Pinnacle Bank serve?
Pinnacle Bank serves businesses in 4 states: Alabama, Georgia, North Carolina, South Carolina.
How do I apply for an SBA loan with Pinnacle Bank?
To apply for an SBA 7(a) loan with Pinnacle Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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