States Served
Top Industries Financed
- Motor Vehicle Towing
- Limited-Service Restaurants
- General Freight Trucking, Long Distance, Truckload
- General Freight Trucking, Local
- RV (Recreational Vehicle) Parks and Campgrounds
Quick Summary
First Community Bank is an SBA-approved lender headquartered in BLUEFIELD, Virginia. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 249 SBA 7(a) loans totaling $97.1M, with an average loan size of $390K. They serve businesses across 4 states.
About First Community Bank
First Community Bank is an SBA-approved lender headquartered in BLUEFIELD, Virginia. Since 2020, they have approved 249 SBA 7(a) loans totaling $97.1M, with an average loan size of $390K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.
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Frequently Asked Questions
Is First Community Bank an SBA Preferred Lender?
Yes, First Community Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has First Community Bank approved?
According to SBA FOIA public records, First Community Bank has approved 249 SBA 7(a) loans totaling $97.1M since 2020. Their average loan size is $390K.
What states does First Community Bank serve?
First Community Bank serves businesses in 4 states: North Carolina, Tennessee, Virginia, West Virginia.
How do I apply for an SBA loan with First Community Bank?
To apply for an SBA 7(a) loan with First Community Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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