States Served
Top Industries Financed
- Hotels (except Casino Hotels) and Motels
- Full-Service Restaurants
- Limited-Service Restaurants
- All Other Amusement and Recreation Industries
- Home Health Care Services
Quick Summary
Everwise Credit Union is an SBA-approved lender headquartered in SOUTH BEND, Indiana. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 95 SBA 7(a) loans totaling $185.9M, with an average loan size of $2.0M. They serve businesses across 22 states.
About Everwise Credit Union
Everwise Credit Union is an SBA-approved lender headquartered in SOUTH BEND, Indiana. Since 2020, they have approved 95 SBA 7(a) loans totaling $185.9M, with an average loan size of $2.0M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 22 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Everwise Credit Union an SBA Preferred Lender?
Yes, Everwise Credit Union is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Everwise Credit Union approved?
According to SBA FOIA public records, Everwise Credit Union has approved 95 SBA 7(a) loans totaling $185.9M since 2020. Their average loan size is $2.0M.
What states does Everwise Credit Union serve?
Everwise Credit Union serves businesses in 22 states: California, Delaware, Florida, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Missouri, Nebraska, New York, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Texas, Virginia, Wisconsin.
How do I apply for an SBA loan with Everwise Credit Union?
To apply for an SBA 7(a) loan with Everwise Credit Union, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days