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Central Bank

PROVO, UT 84601

⭐ SBA Preferred Lender
468
Loans Approved
$172.4M
Total Volume
$368K
Avg Loan Size
2
States Served

States Served

ArizonaUtah

Top Industries Financed

  • Limited-Service Restaurants
  • Fitness and Recreational Sports Centers
  • Snack and Nonalcoholic Beverage Bars
  • Landscaping Services
  • Site Preparation Contractors

Quick Summary

Central Bank is an SBA-approved lender headquartered in PROVO, Utah. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 468 SBA 7(a) loans totaling $172.4M, with an average loan size of $368K. They serve businesses across 2 states.

About Central Bank

Central Bank is an SBA-approved lender headquartered in PROVO, Utah. Since 2020, they have approved 468 SBA 7(a) loans totaling $172.4M, with an average loan size of $368K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Central Bank an SBA Preferred Lender?

Yes, Central Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Central Bank approved?

According to SBA FOIA public records, Central Bank has approved 468 SBA 7(a) loans totaling $172.4M since 2020. Their average loan size is $368K.

What states does Central Bank serve?

Central Bank serves businesses in 2 states: Arizona, Utah.

How do I apply for an SBA loan with Central Bank?

To apply for an SBA 7(a) loan with Central Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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