Top Industries Financed
- Limited-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- Full-Service Restaurants
- Pet Care (except Veterinary) Services
- All Other Professional, Scientific, and Technical Services
Quick Summary
Capitol National Bank is an SBA-approved lender headquartered in LANSING, Michigan. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 43 SBA 7(a) loans totaling $25.1M, with an average loan size of $583K. They serve businesses across 6 states.
About Capitol National Bank
Capitol National Bank is an SBA-approved lender headquartered in LANSING, Michigan. Since 2020, they have approved 43 SBA 7(a) loans totaling $25.1M, with an average loan size of $583K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 6 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Capitol National Bank an SBA Preferred Lender?
Yes, Capitol National Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Capitol National Bank approved?
According to SBA FOIA public records, Capitol National Bank has approved 43 SBA 7(a) loans totaling $25.1M since 2020. Their average loan size is $583K.
What states does Capitol National Bank serve?
Capitol National Bank serves businesses in 6 states: Florida, Georgia, Illinois, Indiana, Michigan, North Carolina.
How do I apply for an SBA loan with Capitol National Bank?
To apply for an SBA 7(a) loan with Capitol National Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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