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West Shore Bank

LUDINGTON, MI 49431

61
Loans Approved
$43.8M
Total Volume
$717K
Avg Loan Size
2
States Served

States Served

MichiganMissouri

Top Industries Financed

  • Full-Service Restaurants
  • General Automotive Repair
  • Private Mail Centers
  • Other Electronic Parts and Equipment Merchant Wholesalers
  • Other Building Material Dealers

Quick Summary

West Shore Bank is an SBA-approved lender headquartered in LUDINGTON, Michigan. Since 2020, they have approved 61 SBA 7(a) loans totaling $43.8M, with an average loan size of $717K. They serve businesses across 2 states.

About West Shore Bank

West Shore Bank is an SBA-approved lender headquartered in LUDINGTON, Michigan. Since 2020, they have approved 61 SBA 7(a) loans totaling $43.8M, with an average loan size of $717K. They serve businesses across 2 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is West Shore Bank an SBA Preferred Lender?

West Shore Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has West Shore Bank approved?

According to SBA FOIA public records, West Shore Bank has approved 61 SBA 7(a) loans totaling $43.8M since 2020. Their average loan size is $717K.

What states does West Shore Bank serve?

West Shore Bank serves businesses in 2 states: Michigan, Missouri.

How do I apply for an SBA loan with West Shore Bank?

To apply for an SBA 7(a) loan with West Shore Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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