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Watertown Savings Bank

WATERTOWN, NY 13601

31
Loans Approved
$6.2M
Total Volume
$200K
Avg Loan Size
1
States Served

States Served

New York

Top Industries Financed

  • Full-Service Restaurants
  • Supermarkets and Other Grocery (except Convenience) Stores
  • Bowling Centers
  • Limited-Service Restaurants
  • Electrical Contractors

Quick Summary

Watertown Savings Bank is an SBA-approved lender headquartered in WATERTOWN, New York. Since 2020, they have approved 31 SBA 7(a) loans totaling $6.2M, with an average loan size of $200K. They primarily serve New York businesses.

About Watertown Savings Bank

Watertown Savings Bank is an SBA-approved lender headquartered in WATERTOWN, New York. Since 2020, they have approved 31 SBA 7(a) loans totaling $6.2M, with an average loan size of $200K. They primarily serve businesses in New York.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Watertown Savings Bank an SBA Preferred Lender?

Watertown Savings Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Watertown Savings Bank approved?

According to SBA FOIA public records, Watertown Savings Bank has approved 31 SBA 7(a) loans totaling $6.2M since 2020. Their average loan size is $200K.

What states does Watertown Savings Bank serve?

Watertown Savings Bank primarily serves businesses in New York.

How do I apply for an SBA loan with Watertown Savings Bank?

To apply for an SBA 7(a) loan with Watertown Savings Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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