Valley First CU
MODESTO, CA 95350
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Timber Tract Operations
- Other Personal and Household Goods Repair and Maintenance
- Fitness and Recreational Sports Centers
- Water Supply and Irrigation Systems
- Mortgage and Nonmortgage Loan Brokers
Quick Summary
Valley First CU is an SBA-approved lender headquartered in MODESTO, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 22 SBA 7(a) loans totaling $9.0M, with an average loan size of $408K. They primarily serve California businesses.
About Valley First CU
Valley First CU is an SBA-approved lender headquartered in MODESTO, California. Since 2020, they have approved 22 SBA 7(a) loans totaling $9.0M, with an average loan size of $408K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in California.
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Frequently Asked Questions
Is Valley First CU an SBA Preferred Lender?
Yes, Valley First CU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Valley First CU approved?
According to SBA FOIA public records, Valley First CU has approved 22 SBA 7(a) loans totaling $9.0M since 2020. Their average loan size is $408K.
What states does Valley First CU serve?
Valley First CU primarily serves businesses in California.
How do I apply for an SBA loan with Valley First CU?
To apply for an SBA 7(a) loan with Valley First CU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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