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United Bank of Iowa

IDA GROVE, IA 51445

⭐ SBA Preferred Lender
51
Loans Approved
$14.1M
Total Volume
$277K
Avg Loan Size
1
States Served

States Served

Iowa

Top Industries Financed

  • Full-Service Restaurants
  • Beauty Salons
  • Hotels (except Casino Hotels) and Motels
  • Shoe Stores
  • Retail Bakeries

Quick Summary

United Bank of Iowa is an SBA-approved lender headquartered in IDA GROVE, Iowa. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 51 SBA 7(a) loans totaling $14.1M, with an average loan size of $277K. They primarily serve Iowa businesses.

About United Bank of Iowa

United Bank of Iowa is an SBA-approved lender headquartered in IDA GROVE, Iowa. Since 2020, they have approved 51 SBA 7(a) loans totaling $14.1M, with an average loan size of $277K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Iowa.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is United Bank of Iowa an SBA Preferred Lender?

Yes, United Bank of Iowa is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has United Bank of Iowa approved?

According to SBA FOIA public records, United Bank of Iowa has approved 51 SBA 7(a) loans totaling $14.1M since 2020. Their average loan size is $277K.

What states does United Bank of Iowa serve?

United Bank of Iowa primarily serves businesses in Iowa.

How do I apply for an SBA loan with United Bank of Iowa?

To apply for an SBA 7(a) loan with United Bank of Iowa, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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