Top Industries Financed
- Full-Service Restaurants
- Child Day Care Services
- Other Support Activities for Air Transportation
- Other Miscellaneous Durable Goods Merchant Wholesalers
- Power and Communication Line and Related Structures Construction
Quick Summary
U.S. Century Bank is an SBA-approved lender headquartered in DORAL, Florida. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 55 SBA 7(a) loans totaling $110.4M, with an average loan size of $2.0M. They serve businesses across 2 states.
About U.S. Century Bank
U.S. Century Bank is an SBA-approved lender headquartered in DORAL, Florida. Since 2020, they have approved 55 SBA 7(a) loans totaling $110.4M, with an average loan size of $2.0M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is U.S. Century Bank an SBA Preferred Lender?
Yes, U.S. Century Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has U.S. Century Bank approved?
According to SBA FOIA public records, U.S. Century Bank has approved 55 SBA 7(a) loans totaling $110.4M since 2020. Their average loan size is $2.0M.
What states does U.S. Century Bank serve?
U.S. Century Bank serves businesses in 2 states: Florida, Tennessee.
How do I apply for an SBA loan with U.S. Century Bank?
To apply for an SBA 7(a) loan with U.S. Century Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact U.S. Century Bank
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days