Top Industries Financed
- Limited-Service Restaurants
- Snack and Nonalcoholic Beverage Bars
- All Other Specialty Trade Contractors
- Industrial Machinery and Equipment Merchant Wholesalers
- Home Centers
Quick Summary
The State Bank and Trust Company is an SBA-approved lender headquartered in DEFIANCE, Ohio. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 68 SBA 7(a) loans totaling $36.2M, with an average loan size of $532K. They serve businesses across 3 states.
About The State Bank and Trust Company
The State Bank and Trust Company is an SBA-approved lender headquartered in DEFIANCE, Ohio. Since 2020, they have approved 68 SBA 7(a) loans totaling $36.2M, with an average loan size of $532K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is The State Bank and Trust Company an SBA Preferred Lender?
Yes, The State Bank and Trust Company is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has The State Bank and Trust Company approved?
According to SBA FOIA public records, The State Bank and Trust Company has approved 68 SBA 7(a) loans totaling $36.2M since 2020. Their average loan size is $532K.
What states does The State Bank and Trust Company serve?
The State Bank and Trust Company serves businesses in 3 states: Indiana, Michigan, Ohio.
How do I apply for an SBA loan with The State Bank and Trust Company?
To apply for an SBA 7(a) loan with The State Bank and Trust Company, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact The State Bank and Trust Company
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days