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SouthPoint Bank

BIRMINGHAM, AL 35243

37
Loans Approved
$37.4M
Total Volume
$1.0M
Avg Loan Size
4
States Served

States Served

AlabamaFloridaMississippiTexas

Top Industries Financed

  • Offices of Physicians (except Mental Health Specialists)
  • Snack and Nonalcoholic Beverage Bars
  • Hotels (except Casino Hotels) and Motels
  • Limited-Service Restaurants
  • Other Business Service Centers (including Copy Shops)

Quick Summary

SouthPoint Bank is an SBA-approved lender headquartered in BIRMINGHAM, Alabama. Since 2020, they have approved 37 SBA 7(a) loans totaling $37.4M, with an average loan size of $1.0M. They serve businesses across 4 states.

About SouthPoint Bank

SouthPoint Bank is an SBA-approved lender headquartered in BIRMINGHAM, Alabama. Since 2020, they have approved 37 SBA 7(a) loans totaling $37.4M, with an average loan size of $1.0M. They serve businesses across 4 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is SouthPoint Bank an SBA Preferred Lender?

SouthPoint Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has SouthPoint Bank approved?

According to SBA FOIA public records, SouthPoint Bank has approved 37 SBA 7(a) loans totaling $37.4M since 2020. Their average loan size is $1.0M.

What states does SouthPoint Bank serve?

SouthPoint Bank serves businesses in 4 states: Alabama, Florida, Mississippi, Texas.

How do I apply for an SBA loan with SouthPoint Bank?

To apply for an SBA 7(a) loan with SouthPoint Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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