Top Industries Financed
- Electrical Contractors
- Fitness and Recreational Sports Centers
- Other Millwork (including Flooring)
- Limited-Service Restaurants
- All Other Specialty Trade Contractors
Quick Summary
South Central Bank, Inc. is an SBA-approved lender headquartered in GLASGOW, Kentucky. Since 2020, they have approved 31 SBA 7(a) loans totaling $17.9M, with an average loan size of $579K. They serve businesses across 2 states.
About South Central Bank, Inc.
South Central Bank, Inc. is an SBA-approved lender headquartered in GLASGOW, Kentucky. Since 2020, they have approved 31 SBA 7(a) loans totaling $17.9M, with an average loan size of $579K. They serve businesses across 2 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is South Central Bank, Inc. an SBA Preferred Lender?
South Central Bank, Inc. is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has South Central Bank, Inc. approved?
According to SBA FOIA public records, South Central Bank, Inc. has approved 31 SBA 7(a) loans totaling $17.9M since 2020. Their average loan size is $579K.
What states does South Central Bank, Inc. serve?
South Central Bank, Inc. serves businesses in 2 states: Kentucky, Tennessee.
How do I apply for an SBA loan with South Central Bank, Inc.?
To apply for an SBA 7(a) loan with South Central Bank, Inc., contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact South Central Bank, Inc.
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days