Top Industries Financed
- Offices of Physicians (except Mental Health Specialists)
- Full-Service Restaurants
- Plumbing, Heating, and Air-Conditioning Contractors
- Fitness and Recreational Sports Centers
- Commercial and Institutional Building Construction
Quick Summary
Republic Bank & Trust Company is an SBA-approved lender headquartered in LOUISVILLE, Kentucky. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 300 SBA 7(a) loans totaling $127.1M, with an average loan size of $424K. They serve businesses across 6 states.
About Republic Bank & Trust Company
Republic Bank & Trust Company is an SBA-approved lender headquartered in LOUISVILLE, Kentucky. Since 2020, they have approved 300 SBA 7(a) loans totaling $127.1M, with an average loan size of $424K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 6 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Republic Bank & Trust Company an SBA Preferred Lender?
Yes, Republic Bank & Trust Company is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Republic Bank & Trust Company approved?
According to SBA FOIA public records, Republic Bank & Trust Company has approved 300 SBA 7(a) loans totaling $127.1M since 2020. Their average loan size is $424K.
What states does Republic Bank & Trust Company serve?
Republic Bank & Trust Company serves businesses in 6 states: Florida, Indiana, Kentucky, Louisiana, Ohio, Tennessee.
How do I apply for an SBA loan with Republic Bank & Trust Company?
To apply for an SBA 7(a) loan with Republic Bank & Trust Company, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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