One American Bank
Centerville, SD 57014
States Served
Top Industries Financed
- Limited-Service Restaurants
- Plumbing, Heating, and Air-Conditioning Contractors
- Electrical Contractors
Quick Summary
One American Bank is an SBA-approved lender headquartered in Centerville, South Dakota. Since 2020, they have approved 3 SBA 7(a) loans totaling $760K, with an average loan size of $253K. They primarily serve South Dakota businesses.
About One American Bank
One American Bank is an SBA-approved lender headquartered in Centerville, South Dakota. Since 2020, they have approved 3 SBA 7(a) loans totaling $760K, with an average loan size of $253K. They primarily serve businesses in South Dakota.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is One American Bank an SBA Preferred Lender?
One American Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has One American Bank approved?
According to SBA FOIA public records, One American Bank has approved 3 SBA 7(a) loans totaling $760K since 2020. Their average loan size is $253K.
What states does One American Bank serve?
One American Bank primarily serves businesses in South Dakota.
How do I apply for an SBA loan with One American Bank?
To apply for an SBA 7(a) loan with One American Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact One American Bank
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days