States Served
Top Industries Financed
- Funeral Homes and Funeral Services
- Limited-Service Restaurants
- Power and Communication Line and Related Structures Construction
- Septic Tank and Related Services
- Full-Service Restaurants
Quick Summary
North Valley Bank is an SBA-approved lender headquartered in ZANESVILLE, Ohio. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 43 SBA 7(a) loans totaling $61.6M, with an average loan size of $1.4M. They serve businesses across 12 states.
About North Valley Bank
North Valley Bank is an SBA-approved lender headquartered in ZANESVILLE, Ohio. Since 2020, they have approved 43 SBA 7(a) loans totaling $61.6M, with an average loan size of $1.4M. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 12 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is North Valley Bank an SBA Preferred Lender?
Yes, North Valley Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has North Valley Bank approved?
According to SBA FOIA public records, North Valley Bank has approved 43 SBA 7(a) loans totaling $61.6M since 2020. Their average loan size is $1.4M.
What states does North Valley Bank serve?
North Valley Bank serves businesses in 12 states: Arkansas, Florida, Georgia, Indiana, Kansas, Kentucky, Massachusetts, Michigan, Missouri, New Jersey, New York, Ohio.
How do I apply for an SBA loan with North Valley Bank?
To apply for an SBA 7(a) loan with North Valley Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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