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Monterey County Bank

Monterey, CA 93940

31
Loans Approved
$21.5M
Total Volume
$692K
Avg Loan Size
4
States Served

States Served

CaliforniaColoradoIdahoIllinois

Top Industries Financed

  • Full-Service Restaurants
  • Drinking Places (Alcoholic Beverages)
  • Limited-Service Restaurants
  • All Other Amusement and Recreation Industries
  • Drycleaning and Laundry Services (except Coin-Operated)

Quick Summary

Monterey County Bank is an SBA-approved lender headquartered in Monterey, California. Since 2020, they have approved 31 SBA 7(a) loans totaling $21.5M, with an average loan size of $692K. They serve businesses across 4 states.

About Monterey County Bank

Monterey County Bank is an SBA-approved lender headquartered in Monterey, California. Since 2020, they have approved 31 SBA 7(a) loans totaling $21.5M, with an average loan size of $692K. They serve businesses across 4 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Monterey County Bank an SBA Preferred Lender?

Monterey County Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Monterey County Bank approved?

According to SBA FOIA public records, Monterey County Bank has approved 31 SBA 7(a) loans totaling $21.5M since 2020. Their average loan size is $692K.

What states does Monterey County Bank serve?

Monterey County Bank serves businesses in 4 states: California, Colorado, Idaho, Illinois.

How do I apply for an SBA loan with Monterey County Bank?

To apply for an SBA 7(a) loan with Monterey County Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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