States Served
Top Industries Financed
- Site Preparation Contractors
- Flooring Contractors
- Creamery Butter Manufacturing
- Full-Service Restaurants
- Tile and Terrazzo Contractors
Quick Summary
Hills Bank and Trust Company is an SBA-approved lender headquartered in HILLS, Iowa. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 55 SBA 7(a) loans totaling $11.7M, with an average loan size of $213K. They primarily serve Iowa businesses.
About Hills Bank and Trust Company
Hills Bank and Trust Company is an SBA-approved lender headquartered in HILLS, Iowa. Since 2020, they have approved 55 SBA 7(a) loans totaling $11.7M, with an average loan size of $213K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Iowa.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Hills Bank and Trust Company an SBA Preferred Lender?
Yes, Hills Bank and Trust Company is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Hills Bank and Trust Company approved?
According to SBA FOIA public records, Hills Bank and Trust Company has approved 55 SBA 7(a) loans totaling $11.7M since 2020. Their average loan size is $213K.
What states does Hills Bank and Trust Company serve?
Hills Bank and Trust Company primarily serves businesses in Iowa.
How do I apply for an SBA loan with Hills Bank and Trust Company?
To apply for an SBA 7(a) loan with Hills Bank and Trust Company, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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