Heritage Bank
OLYMPIA, WA 98501
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Limited-Service Restaurants
- Offices of Lawyers
- Offices of Certified Public Accountants
- Other Accounting Services
- Full-Service Restaurants
Quick Summary
Heritage Bank is an SBA-approved lender headquartered in OLYMPIA, Washington. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 207 SBA 7(a) loans totaling $151.3M, with an average loan size of $731K. They serve businesses across 3 states.
About Heritage Bank
Heritage Bank is an SBA-approved lender headquartered in OLYMPIA, Washington. Since 2020, they have approved 207 SBA 7(a) loans totaling $151.3M, with an average loan size of $731K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 3 states.
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Frequently Asked Questions
Is Heritage Bank an SBA Preferred Lender?
Yes, Heritage Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Heritage Bank approved?
According to SBA FOIA public records, Heritage Bank has approved 207 SBA 7(a) loans totaling $151.3M since 2020. Their average loan size is $731K.
What states does Heritage Bank serve?
Heritage Bank serves businesses in 3 states: Idaho, Oregon, Washington.
How do I apply for an SBA loan with Heritage Bank?
To apply for an SBA 7(a) loan with Heritage Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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