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Gesa CU

Richland, WA 99352

⭐ SBA Preferred Lender
151
Loans Approved
$103.0M
Total Volume
$682K
Avg Loan Size
4
States Served

States Served

CaliforniaIdahoOregonWashington

Top Industries Financed

  • Full-Service Restaurants
  • Limited-Service Restaurants
  • Homes for the Elderly
  • Other Residential Care Facilities
  • General Automotive Repair

Quick Summary

Gesa CU is an SBA-approved lender headquartered in Richland, Washington. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 151 SBA 7(a) loans totaling $103.0M, with an average loan size of $682K. They serve businesses across 4 states.

About Gesa CU

Gesa CU is an SBA-approved lender headquartered in Richland, Washington. Since 2020, they have approved 151 SBA 7(a) loans totaling $103.0M, with an average loan size of $682K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 4 states.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Gesa CU an SBA Preferred Lender?

Yes, Gesa CU is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.

How many SBA loans has Gesa CU approved?

According to SBA FOIA public records, Gesa CU has approved 151 SBA 7(a) loans totaling $103.0M since 2020. Their average loan size is $682K.

What states does Gesa CU serve?

Gesa CU serves businesses in 4 states: California, Idaho, Oregon, Washington.

How do I apply for an SBA loan with Gesa CU?

To apply for an SBA 7(a) loan with Gesa CU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days