Frontwave Credit Union
Oceanside, CA 92056
⭐ SBA Preferred LenderStates Served
Top Industries Financed
- Homes for the Elderly
- Convenience Stores
- Gasoline Stations with Convenience Stores
- Full-Service Restaurants
- All Other Personal Services
Quick Summary
Frontwave Credit Union is an SBA-approved lender headquartered in Oceanside, California. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 26 SBA 7(a) loans totaling $21.8M, with an average loan size of $838K. They serve businesses across 2 states.
About Frontwave Credit Union
Frontwave Credit Union is an SBA-approved lender headquartered in Oceanside, California. Since 2020, they have approved 26 SBA 7(a) loans totaling $21.8M, with an average loan size of $838K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is Frontwave Credit Union an SBA Preferred Lender?
Yes, Frontwave Credit Union is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Frontwave Credit Union approved?
According to SBA FOIA public records, Frontwave Credit Union has approved 26 SBA 7(a) loans totaling $21.8M since 2020. Their average loan size is $838K.
What states does Frontwave Credit Union serve?
Frontwave Credit Union serves businesses in 2 states: Arizona, California.
How do I apply for an SBA loan with Frontwave Credit Union?
To apply for an SBA 7(a) loan with Frontwave Credit Union, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact Frontwave Credit Union
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days