States Served
Top Industries Financed
- Full-Service Restaurants
- Masonry Contractors
- Upholstered Household Furniture Manufacturing
- Tax Preparation Services
- All Other Amusement and Recreation Industries
Quick Summary
Four States Bank, Inc. is an SBA-approved lender headquartered in Carthage, Missouri. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 28 SBA 7(a) loans totaling $12.6M, with an average loan size of $451K. They primarily serve Missouri businesses.
About Four States Bank, Inc.
Four States Bank, Inc. is an SBA-approved lender headquartered in Carthage, Missouri. Since 2020, they have approved 28 SBA 7(a) loans totaling $12.6M, with an average loan size of $451K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They primarily serve businesses in Missouri.
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Frequently Asked Questions
Is Four States Bank, Inc. an SBA Preferred Lender?
Yes, Four States Bank, Inc. is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Four States Bank, Inc. approved?
According to SBA FOIA public records, Four States Bank, Inc. has approved 28 SBA 7(a) loans totaling $12.6M since 2020. Their average loan size is $451K.
What states does Four States Bank, Inc. serve?
Four States Bank, Inc. primarily serves businesses in Missouri.
How do I apply for an SBA loan with Four States Bank, Inc.?
To apply for an SBA 7(a) loan with Four States Bank, Inc., contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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