Skip to main content
Home → Tennessee → First Farmers and Merchants Bank

First Farmers and Merchants Bank

Columbia, TN 38401

30
Loans Approved
$8.4M
Total Volume
$280K
Avg Loan Size
1
States Served

States Served

Tennessee

Top Industries Financed

  • Offices of Physicians (except Mental Health Specialists)
  • Commercial Screen Printing
  • General Line Grocery Merchant Wholesalers
  • Snack and Nonalcoholic Beverage Bars
  • Offices of Podiatrists

Quick Summary

First Farmers and Merchants Bank is an SBA-approved lender headquartered in Columbia, Tennessee. Since 2020, they have approved 30 SBA 7(a) loans totaling $8.4M, with an average loan size of $280K. They primarily serve Tennessee businesses.

About First Farmers and Merchants Bank

First Farmers and Merchants Bank is an SBA-approved lender headquartered in Columbia, Tennessee. Since 2020, they have approved 30 SBA 7(a) loans totaling $8.4M, with an average loan size of $280K. They primarily serve businesses in Tennessee.

Before you apply — know where you stand

Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.

Check My FICO SBSS →

Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is First Farmers and Merchants Bank an SBA Preferred Lender?

First Farmers and Merchants Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has First Farmers and Merchants Bank approved?

According to SBA FOIA public records, First Farmers and Merchants Bank has approved 30 SBA 7(a) loans totaling $8.4M since 2020. Their average loan size is $280K.

What states does First Farmers and Merchants Bank serve?

First Farmers and Merchants Bank primarily serves businesses in Tennessee.

How do I apply for an SBA loan with First Farmers and Merchants Bank?

To apply for an SBA 7(a) loan with First Farmers and Merchants Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

Get in Touch with This Lender

Contact First Farmers and Merchants Bank

Your information is never shared without your permission.

Ready to Apply for an SBA Loan?

Check if you qualify in minutes — no impact to your credit score.

Check My Eligibility at SmartBiz →Browse Tennessee Lenders

SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days