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Farmers and Merchants State Bank

WINTERSET, IA 50273

3
Loans Approved
$1.6M
Total Volume
$538K
Avg Loan Size
1
States Served

States Served

Iowa

Top Industries Financed

  • Trust, Fiduciary, and Custody Activities
  • Farm Supplies Merchant Wholesalers
  • Beauty Salons

Quick Summary

Farmers and Merchants State Bank is an SBA-approved lender headquartered in WINTERSET, Iowa. Since 2020, they have approved 3 SBA 7(a) loans totaling $1.6M, with an average loan size of $538K. They primarily serve Iowa businesses.

About Farmers and Merchants State Bank

Farmers and Merchants State Bank is an SBA-approved lender headquartered in WINTERSET, Iowa. Since 2020, they have approved 3 SBA 7(a) loans totaling $1.6M, with an average loan size of $538K. They primarily serve businesses in Iowa.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Farmers and Merchants State Bank an SBA Preferred Lender?

Farmers and Merchants State Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Farmers and Merchants State Bank approved?

According to SBA FOIA public records, Farmers and Merchants State Bank has approved 3 SBA 7(a) loans totaling $1.6M since 2020. Their average loan size is $538K.

What states does Farmers and Merchants State Bank serve?

Farmers and Merchants State Bank primarily serves businesses in Iowa.

How do I apply for an SBA loan with Farmers and Merchants State Bank?

To apply for an SBA 7(a) loan with Farmers and Merchants State Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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