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Citizens Trust Bank

Atlanta, GA 30314

6
Loans Approved
$2.5M
Total Volume
$408K
Avg Loan Size
1
States Served

States Served

Georgia

Top Industries Financed

  • Full-Service Restaurants
  • General Freight Trucking, Local
  • Offices of Mental Health Practitioners (except Physicians)
  • Limited-Service Restaurants
  • Electronics Stores

Quick Summary

Citizens Trust Bank is an SBA-approved lender headquartered in Atlanta, Georgia. Since 2020, they have approved 6 SBA 7(a) loans totaling $2.5M, with an average loan size of $408K. They primarily serve Georgia businesses.

About Citizens Trust Bank

Citizens Trust Bank is an SBA-approved lender headquartered in Atlanta, Georgia. Since 2020, they have approved 6 SBA 7(a) loans totaling $2.5M, with an average loan size of $408K. They primarily serve businesses in Georgia.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Citizens Trust Bank an SBA Preferred Lender?

Citizens Trust Bank is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Citizens Trust Bank approved?

According to SBA FOIA public records, Citizens Trust Bank has approved 6 SBA 7(a) loans totaling $2.5M since 2020. Their average loan size is $408K.

What states does Citizens Trust Bank serve?

Citizens Trust Bank primarily serves businesses in Georgia.

How do I apply for an SBA loan with Citizens Trust Bank?

To apply for an SBA 7(a) loan with Citizens Trust Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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