Top Industries Financed
- Full-Service Restaurants
- Residential Remodelers
- Limited-Service Restaurants
- Plumbing, Heating, and Air-Conditioning Contractors
- Snack and Nonalcoholic Beverage Bars
Quick Summary
Central Pacific Bank is an SBA-approved lender headquartered in Honolulu, Hawaii. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 493 SBA 7(a) loans totaling $33.3M, with an average loan size of $68K. They serve businesses across 2 states.
About Central Pacific Bank
Central Pacific Bank is an SBA-approved lender headquartered in Honolulu, Hawaii. Since 2020, they have approved 493 SBA 7(a) loans totaling $33.3M, with an average loan size of $68K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 2 states.
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Frequently Asked Questions
Is Central Pacific Bank an SBA Preferred Lender?
Yes, Central Pacific Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Central Pacific Bank approved?
According to SBA FOIA public records, Central Pacific Bank has approved 493 SBA 7(a) loans totaling $33.3M since 2020. Their average loan size is $68K.
What states does Central Pacific Bank serve?
Central Pacific Bank serves businesses in 2 states: Hawaii, Texas.
How do I apply for an SBA loan with Central Pacific Bank?
To apply for an SBA 7(a) loan with Central Pacific Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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