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Central Bank & Trust Co.

LEXINGTON, KY 40507

6
Loans Approved
$5.8M
Total Volume
$964K
Avg Loan Size
1
States Served

States Served

Kentucky

Top Industries Financed

  • Plumbing, Heating, and Air-Conditioning Contractors
  • Full-Service Restaurants
  • Other Personal Care Services
  • Computer Facilities Management Services

Quick Summary

Central Bank & Trust Co. is an SBA-approved lender headquartered in LEXINGTON, Kentucky. Since 2020, they have approved 6 SBA 7(a) loans totaling $5.8M, with an average loan size of $964K. They primarily serve Kentucky businesses.

About Central Bank & Trust Co.

Central Bank & Trust Co. is an SBA-approved lender headquartered in LEXINGTON, Kentucky. Since 2020, they have approved 6 SBA 7(a) loans totaling $5.8M, with an average loan size of $964K. They primarily serve businesses in Kentucky.

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Helpful SBA Borrower Guides

SBA 7(a) RequirementsDocuments ChecklistHow to Choose a Lender

Frequently Asked Questions

Is Central Bank & Trust Co. an SBA Preferred Lender?

Central Bank & Trust Co. is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.

How many SBA loans has Central Bank & Trust Co. approved?

According to SBA FOIA public records, Central Bank & Trust Co. has approved 6 SBA 7(a) loans totaling $5.8M since 2020. Their average loan size is $964K.

What states does Central Bank & Trust Co. serve?

Central Bank & Trust Co. primarily serves businesses in Kentucky.

How do I apply for an SBA loan with Central Bank & Trust Co.?

To apply for an SBA 7(a) loan with Central Bank & Trust Co., contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.

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