Top Industries Financed
- Limited-Service Restaurants
- Sign Manufacturing
- Gasoline Stations with Convenience Stores
- Full-Service Restaurants
- Other Personal Care Services
Quick Summary
Central Bank is an SBA-approved lender headquartered in TAMPA, Florida. They are an SBA Preferred Lender, meaning they can approve loans without prior SBA review. Since 2020, they have approved 59 SBA 7(a) loans totaling $37.3M, with an average loan size of $632K. They serve businesses across 6 states.
About Central Bank
Central Bank is an SBA-approved lender headquartered in TAMPA, Florida. Since 2020, they have approved 59 SBA 7(a) loans totaling $37.3M, with an average loan size of $632K. As an SBA Preferred Lender, they have delegated authority to approve SBA loans without prior SBA review, resulting in faster processing times. They serve businesses across 6 states.
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Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
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Frequently Asked Questions
Is Central Bank an SBA Preferred Lender?
Yes, Central Bank is an SBA Preferred Lender (PLP). This means they have delegated authority from the SBA to approve loans without prior SBA review, resulting in faster approvals — typically 7–10 business days instead of 4–6 weeks.
How many SBA loans has Central Bank approved?
According to SBA FOIA public records, Central Bank has approved 59 SBA 7(a) loans totaling $37.3M since 2020. Their average loan size is $632K.
What states does Central Bank serve?
Central Bank serves businesses in 6 states: Alabama, Florida, Georgia, Mississippi, Nebraska, Texas.
How do I apply for an SBA loan with Central Bank?
To apply for an SBA 7(a) loan with Central Bank, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
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