Black Hills FCU
Rapid City, SD 57702
States Served
Top Industries Financed
- Drinking Places (Alcoholic Beverages)
- Snack and Nonalcoholic Beverage Bars
- Limited-Service Restaurants
- Full-Service Restaurants
- Ornamental and Architectural Metal Work Manufacturing
Quick Summary
Black Hills FCU is an SBA-approved lender headquartered in Rapid City, South Dakota. Since 2020, they have approved 104 SBA 7(a) loans totaling $23.7M, with an average loan size of $228K. They serve businesses across 3 states.
About Black Hills FCU
Black Hills FCU is an SBA-approved lender headquartered in Rapid City, South Dakota. Since 2020, they have approved 104 SBA 7(a) loans totaling $23.7M, with an average loan size of $228K. They serve businesses across 3 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA Borrower Guides
Frequently Asked Questions
Is Black Hills FCU an SBA Preferred Lender?
Black Hills FCU is an SBA-approved lender but does not currently hold Preferred Lender (PLP) status. Loan approvals require standard SBA review, which typically adds 2–4 weeks to the process.
How many SBA loans has Black Hills FCU approved?
According to SBA FOIA public records, Black Hills FCU has approved 104 SBA 7(a) loans totaling $23.7M since 2020. Their average loan size is $228K.
What states does Black Hills FCU serve?
Black Hills FCU serves businesses in 3 states: North Dakota, New York, South Dakota.
How do I apply for an SBA loan with Black Hills FCU?
To apply for an SBA 7(a) loan with Black Hills FCU, contact them directly through the form on this page. Before applying, check your FICO SBSS score (the SBA's pre-screening score) and have your financial statements, business plan, and tax returns ready. Most SBA lenders require 2+ years in business, $100K+ annual revenue, and a personal credit score of 640+.
Get in Touch with This Lender
Contact Black Hills FCU
Ready to Apply for an SBA Loan?
Check if you qualify in minutes — no impact to your credit score.
SBA 7(a) loans up to $5M · Rates from 10.5% · As fast as 7 days